
Through detailed record searches and court data, we uncover surplus and overage funds that may be waiting in your name.

We guide you through the documentation needed to establish your legal right to claim the funds.

All required paperwork is carefully filed with the appropriate court or agency for judicial review.

If the Judge authorizes payment, the funds are distributed. We are compensated only after recovery.
Doug was in the US army Reserves, trained as a Medic, graduated top of his class! Upon returning to his Army Hospital base he was assigned to a HQ-HQ unit where he spent the next 6 years as a clerk/typist, discharged as a Sergeant in 1966.
His civilian career was spent in the insurance industry both with a few companies and independent agencies. Mr McColl received the CPCU destination in 1978 (a Masters degree in Insurance) As an agent it gave him the most pleasure to help a client receive full restoration from a major loss.
In retirement he has found another way to give back: to help folk recover funds they didn’t even know belong to them.
Doug has been married for 62+ years, has 3 boys and 3 grandkids. Spending time with everyone is special. Teaching by being an example, that helping others is one of life’s greatest rewards.
Across the country, surplus funds and abandoned proceeds remain in government accounts simply because no one has stepped forward to claim them. Many rightful owners do not know the money exists. Others lack the resources or knowledge to pursue it through the courts.
Thornapple Recovery Agency, LLC was founded on the belief that helping others makes the world better. Our work is centered on bringing hope and practical help to individuals who might otherwise never recover what was legally theirs. When justice feels out of reach, we work to help swing it back in your favor.

Every recovery depends on judicial approval. A Judge reviews the documentation, confirms rightful ownership, and decides whether funds are released. We do not control the outcome. The court does.

You are not asked to pay in advance. There are no surprise invoices or upfront retainers. If the court authorizes distribution and funds are released, compensation is paid from the recovered amount.

Our work begins with a careful review of foreclosure records, surplus proceeds, and government-held funds. Many individuals do not even know that money may be waiting in their name.

We were founded on the belief that helping others makes the world better. This is not about chasing numbers. It is about reconnecting people with what was legally theirs.
I asked a lot of questions before moving forward. They never rushed me and never asked for payment upfront. The claim was filed properly, reviewed by the court, and approved.
Our family discovered funds in a relative’s name. They guided us through proving ownership and submitting the necessary documentation. It was handled with care and transparency.
After foreclosure, I believed everything was gone. I had no idea there could still be money legally owed to me. The process was clear, documented, and handled through the proper court channels.
I almost ignored the notice because I assumed it wasn’t real. They explained how surplus funds are held and how the court process works. There were no upfront costs, and everything depended on the Judge’s decision. When the funds were released, it felt like closure.
The most important thing to me was that everything went through the court. There were no promises, just a structured legal process.
I wouldn’t have known money was waiting in my name. The entire recovery depended on court approval, and they were paid only after I was paid. That made the difference.
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