We Locate Hidden Funds

Through detailed record searches and court data, we uncover surplus and overage funds that may be waiting in your name.

Confirm Lawful Ownership

We guide you through the documentation needed to establish your legal right to claim the funds.

Prepare and Submit Court Filings

All required paperwork is carefully filed with the appropriate court or agency for judicial review.

Funds Released After Approval

If the Judge authorizes payment, the funds are distributed. We are compensated only after recovery.

The Founder

Mr. Dougald McColl

Doug was in the US army Reserves, trained as a Medic, graduated top of his class! Upon returning to his Army Hospital base he was assigned to a HQ-HQ unit where he spent the next 6 years as a clerk/typist, discharged as a Sergeant in 1966.

 His civilian career was spent in the insurance industry both with a few companies and independent agencies.  Mr McColl received the CPCU destination in 1978 (a Masters degree in Insurance)  As an agent it gave him the most pleasure to help a client receive full restoration from a major loss.

  In retirement he has found another way to give back:  to help folk recover funds they didn’t even know belong to them.  

Doug has been married for 62+ years, has 3 boys and 3 grandkids.  Spending time with everyone is special.  Teaching by being an example, that helping others is one of life’s greatest rewards.

RECOVERY CATEGORIES

Our Areas of Focus

Foreclosure Overage Recovery

Surplus proceeds left after a foreclosure sale may still belong to the former owner. We locate and pursue those funds through the court system

Abandoned & Unclaimed Funds

Dormant accounts, unpaid wages, and insurance proceeds can end up in government custody. We work to reconnect those funds with their rightful owners.

Deceased Estate Claims

When funds are held in the name of a deceased individual, we assist heirs in establishing lawful entitlement.

Court Filing & Representation Support

All required petitions and documentation are prepared and submitted for judicial review.

Ownership Verification Assistance

We guide clients through gathering and presenting proof of legal ownership.

Surplus Fund Investigations

Detailed record research helps uncover funds that individuals may not know exist.
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OUR MISSION

Moving the Pendulum of Justice

Across the country, surplus funds and abandoned proceeds remain in government accounts simply because no one has stepped forward to claim them. Many rightful owners do not know the money exists. Others lack the resources or knowledge to pursue it through the courts.

Thornapple Recovery Agency, LLC was founded on the belief that helping others makes the world better. Our work is centered on bringing hope and practical help to individuals who might otherwise never recover what was legally theirs. When justice feels out of reach, we work to help swing it back in your favor.

Team

Our Lawyer Team

Real Court Process

Trust Built on Law, Not Promises

Unclaimed fund recovery often raises questions, and it should. You deserve clarity before moving forward. Thornapple Recovery Agency, LLC, works strictly within documented public records and established court procedures. Nothing is informal. Nothing is hidden.

Court Determination Required

Every recovery depends on judicial approval. A Judge reviews the documentation, confirms rightful ownership, and decides whether funds are released. We do not control the outcome. The court does.

Transparent from Start to Finish

You are not asked to pay in advance. There are no surprise invoices or upfront retainers. If the court authorizes distribution and funds are released, compensation is paid from the recovered amount.

Based on Public Record Research

Our work begins with a careful review of foreclosure records, surplus proceeds, and government-held funds. Many individuals do not even know that money may be waiting in their name.

Mission Over Volume

We were founded on the belief that helping others makes the world better. This is not about chasing numbers. It is about reconnecting people with what was legally theirs.

When Justice Finds Its Way Back

Request a Free Case Review

If surplus or overage funds may be owed to you, start with a simple review. There are no upfront costs. We check the records, explain the court process, and only get paid if funds are released.

Case Studies

Insights on Unclaimed and Surplus Fund Recovery